Title Processing Services:
TitleGURU is a high tech transaction management platform that links the title agent, courthouse, and
the searcher in a seamless system. Through a strategic alliance between Examtek, a state of the art
intelligent title processing system, and search company partners, TitleGURU can process title
commitments up to and including policies at the same time the search is conducted! All with the ease
of a mouse click and with unmatched consistency and quality.
How? Unlike other title production services or search companies, Title Guru is integrated into the
search process so that exceptions and requirements are created as the search is done! Consistency
and accuracy are built in. It’s like a professional reader is doing the search! In addition, our team
of experienced title professionals quality control every document after it is completed.
TitleGURU utilizes this groundbreaking technology:
- Title expertise built into the program including over 185 requirements and 75 exceptions.
System check of 3000 different aspects of title production making the system highly desirable to
underwriter‘s for title processing, as Quality is consistent and predictable.
Completely searchable database that greatly reduces the cost of new searches by indexing multiple fields
for easy retrieval including:
- Auto preparation of Schedules A, B1,B2 & C
- Orders all supplemental reports and sets up all requirements
- State, Municipality, Block/Lot, Street address, Zip Code, Subdivision, Filed Map
- Owner/Buyer, Mortgage Company, Realtor/Broker
- Cost reduction... Utilizing TitleGURU technology and services, you can reduce the costs in your office
by 40% as title commitments are processed instantaneously on the system, as courthouse data is being
entered through our search company partners.
- Quality Enhancement... TitleGURU utilizes smart technology, so that every exception and every requirement is
automatically included every time. It doesn’t miss an exception, which is automatically created when the data is
inputted in the record room. Added to that, we QC every document using our experienced staff of title
- Speed... TitleGURU uses advanced technology, so the commitment is produced at the same moment the search
is completed!! No one else can offer that level of service!
- Optional Search Product Elimination... TitleGURU offers an Electronic Data File (EDF) as one form of
commitment processing. The EDF process replaces the traditional search product as data is entered
directly into the system from the record room. As the data is entered, requirements and exceptions
are self populated. You simply let TitleGURU create the commitment before your eyes. NJ Title Insurance
Rate Manuals allow for the pass through of data delivered and processed through transaction management
platforms. You should consult with your underwriter or legal counsel on all pass through charges.
All of the data supplied in a service request is closely controlled and the process is fully compliant with
the Federal privacy and security guidelines described in the Gramm, Leach, Bliley (GLB) Act, which applies
to all companies doing business in the "Financial" industry. From the US government's viewpoint, all participants
in the mortgage, title and real estate business are considered to be in the "Financial" industry. For additional
information on GLB, go to Gramm-Leach-Bliley Act of 1999 on the Senate
banking web site.
Compliance with GLB is not easy to achieve. It must to have been designed into the product at the beginning.
Retrofitting GLB compliance into an existing product is almost impossible. To achieve GLB compliance the following
must be implemented:
Physical Security – All customer data and computer systems used in its processing must be located
where access is both strictly controlled and documented. Office space with locked file cabinets does not meet this
Data Access – Access to customer data must be implemented so that unauthorized disclosure is
prevented. Simple logon using ID and Password does not meet this requirement.
Data Communication – Movement of customer data between computer systems must be accomplished
using techniques such as encryption. In addition, records must be maintained which indicate when and to whom the
customer data is communicated.
Owner Control – Each person who enters customer data must be provided with appropriate tools
which control who has access. This includes both the customer and all associated processing and management
Internet Access – From a practical viewpoint, computer systems databases containing customer
data can not be connected to the Internet. This requires the database be physically isolated on a independent
computer system and which implements independent security control.
At TitleGURU you have the expert support of our entire team of professionals. Every one of us is
focused on providing you with the highest quality and lowest cost title generation. If you are looking for a partner
to assist you in reducing your costs, give us a call at 201-933-2694, Email us at firstname.lastname@example.org or
Request a Marketing Proposal.